Jan Johnson

Founder and Director

Jan is an award-winning equity release expert, with a background in mortgages and financial services, including 25 years with Banco Santander as a mortgage adviser.

She established 55Plus in 2008 to provide trusted advice to homeowners over 55 during the recession and has since developed it into one of the most successful, award-winning, and independent later life lending businesses in Britain. Jan stands by her core values of honesty, accessibility, and integrity.

In the over 35 years that Jan has specialised in financial services, she has offered unrivalled levels of personal service and tailored mortgage solutions to meet her clients’ later life goals. Her commitment to providing the highest standards of support for homeowners over 55 has been recognised with multiple, industry-leading awards, including winning The Equity Release Awards in 2015, and as a finalist in 2017, 2018 and 2022.

Jan is a member of the Equity Release Council.

Ian Akeroyd

Independent equity release specialist

Ian has spent over 25 years working with private and commercial clients before specialising in equity release in 2019.

He has a wealth of experience across the later life lending market, including a deep knowledge of property and finance that supports his clients with their unique circumstances. A successful financial strategist and negotiator, Ian is committed to sourcing the best equity release schemes for homeowners over 55.

Ian is a member of the Equity Release Council.

Based in: Stroud, Gloucestershire.

Rob Ashurst

Independent equity release specialist

Rob has over 20 years’ experience in financial services, specialising in providing tailored equity release solutions for homeowners over 55 since 2005.

He is committed to exceeding the expectations of his clients, not just exploring the best options that are suitable for their needs, but also identifying which later life lending solutions can support them in their long-term financial goals. This makes Rob a consistently high performer with exceptional customer service skills.

Rob is a member of the Equity Release Council.

Based in: Wigan, Greater Manchester.

Chris Cage

Independent equity release specialist

Chris has close to 40 years’ experience in financial services, with expertise that ranged across international banking, trading and building senior corporate relationships, before specialising in equity release in 2015.

He is strongly motivated to provide the best outcomes for his later life lending clients over 55, with an eye for detail and service. Chris is a highly skilled adviser within the equity release sector and is able to communicate complex information effectively, to ensure his clients can make clear and informed decisions about their finances.

Chris is a member of the Equity Release Council.

Based in: Brentwood, Essex.

Graeme Donegani

Independent equity release specialist

Graeme has 15 years of experience supporting homeowners over 55 achieve their later life financial goals, across 29 years’ within the financial services sector.

An award-winning financial adviser, he is highly motivated and passionate about his work. His crowning achievement was helping a retired customer claim back years of entitled state pension – changing his life forever and allowing him to enjoy new retirement opportunities.

Graeme is a member of the Equity Release Council.

Based in: Swansea, South Wales.

Maurice Fermoy

Independent equity release specialist

Maurice is an established finance professional, providing later life lending solutions to homeowners over 55.

He has cultivated strong relationships with a wide variety of financial lenders, allowing his clients to access the best equity release schemes for their personal needs. Educated at Eton College and previously an Army Captain, Maurice is highly self-motivated and dedicates himself to finding the best mortgage options for his clients over 55.

Maurice is a member of the Equity Release Council.

Based in: Banbury, Oxfordshire.

Chris Fisk

Independent equity release specialist

Chris has been a mortgage adviser and equity release specialist for over 10 years and has played a significant role in supporting homeowners over 55 discover alternative ways to secure later life lending solutions when they have had no other options available to them.

He is highly driven and self-motivated in his work, helping his clients find the right plans for their unique circumstances with an extensive knowledge of the sector, and was responsible for training new advisers to ensure the highest standards of compliance and service relations.

Chris is a member of the Equity Release Council.

Based in: Malmesbury, Wiltshire.

Ed Foot

Independent equity release specialist

Ed has over 23 years of experience within financial services and has specialised in equity release since 2006.

His background as an independent market adviser, working alongside banks and as an executive with leading media titles, gives him a holistic knowledge of the sector, helping homeowners over 55 achieve their later life financial goals with intelligent solutions.

Ed is a member of the Equity Release Council.

Based in: Isle of Wight, Hampshire.

Tony Hallam

Independent equity release specialist

Tony has been a qualified mortgage consultant for over 20 years, advising tailored and practical solutions that support the later life goals of his clients over 55.

Having a positive, outgoing and professional attitude to finance, he prides himself on always putting his clients first to deliver the highest standards of customer service. Tony’s approach to equity release is that it should always be professional, ethical and friendly – to explore which later life lending schemes are suitable for your needs, at your comfort and pace.

Tony is a member of the Equity Release Council.

Based in: Keyworth, Nottinghamshire.

Glenn Houghton

Independent equity release specialist

Glenn has over 30 years of experience in financial services as an expert adviser and consultant, before specialising in equity release solutions in 2018.

Across his professional career Glenn has remained independent, exploring tailored financial options for his clients that suit their unique needs and goals. He now advises homeowners over 55 with leading later life mortgage advice, having previously been responsible for the investment and retirement planning for Greater Manchester Police.

Glenn is a member of the Equity Release Council.

Based in: Windermere, Cumbria.

Mike Lewis

Independent equity release specialist

Mike has more than 40 years’ experience in the financial services industry, including 18 years of being an Equity Release specialist.

He holds a wealth of knowledge from a variety of different companies and sectors, providing a comprehensive and holistic understanding of his clients’ motivations. This drives him to deliver high levels of customer service and assistance, often travelling to meet with homeowners over 55 personally.

Mike is a member of the Equity Release Council.

Based in: Chipping Norton, Oxfordshire.

Naveed Muzaffar

Independent equity release specialist

Naveed has worked in financial services for almost 20 years, specialising in mortgages and equity release since 2006.

With experience as consultant and broker in both international banks and as an independent financial adviser, Naveed has a wide breadth of expert market knowledge that he shares with his customers to support their later life goals with the right solutions for their needs. He practices a high level of commitment in both his professional and personal life, with two national awards in bodybuilding under his belt.

Naveed is a member of the Equity Release Council.

Based in: Hinckley, Coventry.

Daniel Sellwood

Independent equity release specialist

Daniel has worked within financial services since 2011, specialising in providing bespoke equity release solutions to complex situations for his clients.

He has experience working across a wide range of clientele, with strong negotiating skills, supporting homeowners over 55 with excellent communication, using his expertise and a holistic approach to find the best financial solutions. This includes advising his clients in line with the highest standards of financial compliance, making complex topics accessible for the people he supports.

Daniel is a member of the Equity Release Council.

Based in: Loughborough, Leicestershire.

Prab Singh

Independent equity release specialist

Prab is an award-winning later life lending expert, specialising in equity release since 2003.

Prab specialises in difficult to place cases and high net worth clientele. He is cautious and proficient in nature and has provided thousands of homeowners over 55 with bespoke solutions for challenging and complex situations.

Prab also sits on the Equity Release Council Adviser Forum, where he supports new and positive developments in the equity release sector and is an advocate for best practice across the industry.

Prab is a member of the Equity Release Council.

Based in: Sedgley, Wolverhampton.

Graham Webb

Independent equity release specialist

Graham has accumulated a wealth of knowledge of the equity release sector throughout his 21 years in the financial service industry, specialising in equity release for the last nine.

He is an excellent communicator and is able to clearly break down complicated financial areas with his clients over 55, regardless of how well they knew the sector prior to meeting. Graham has experience in all sides of business, including training and recruiting new staff; business development; creating bespoke equity release plans for customers and team building.

Graham is a member of the Equity Release Council.

Based in: Blackburn, Lancashire.

Lesley Wright

Independent equity release specialist

Lesley has over 40 years’ experience within the financial services sector and has been specialised in equity release since 2017, having completed her IFS Certificate in Lifetime Mortgages.

She has professional experience in developing successful, long-term relationships with both private and corporate clients, to find the best financial solutions to meet their individual needs. These skills have translated into her approach for homeowners over 55, providing exceptional customer service for her clients at every stage of the process.

Lesley is a member of the Equity Release Council.

Based in: Rushden, Northamptonshire.