We operate to the highest standards and will always explore other financial options available first before proceeding with an equity release plan. We will only arrange a mortgage if we are completely happy that it meets your best interests. If it’s not suitable for you, we will say so.
Lifetime Mortgages and Home Reversion plans for the over 55s can provide the solutions you need tailored to meet your unique circumstances, underpinned by our honest and independent advice.
Home is where the heart is, so if your property no longer meets your needs or lifestyle, equity release can support your vision for your home.
Find out more about how our tax-free equity release products can help finance changes to your home, whether that be a new kitchen or bathroom, loft or garage conversions, renovations or maintenance or accessibility upgrades.
Whether it’s for a retirement getaway, visiting children or grandchildren who have emigrated to distant shores, exploring new cultures or a luxury cruise, equity release may be the key to making your holiday become a reality.
Many of us hope to help our children, grandchildren, friends, and partners later in life but may not have the means to do so.
Whether it’s getting that first foot on the property ladder, paying off school or university fees, or starting a new business venture, find out how a later life financial scheme could help support your loved ones’ futures.
Whether you’re too old for a conventional mortgage or struggling to make your repayments, an over 55 equity release scheme can help you stay in the home you love.
Home Reversion plans and Lifetime Mortgages can be used to clear an existing residential mortgage if you have nowhere else to turn. Find out how equity release can help secure the home you cherish and give you peace of mind.
Entering retirement can signal a fall in regular income, which could make regular bills and lifestyle costs daunting — especially during periods of economic uncertainty.
With our range of specialist over 55 equity release plans, there is comfort knowing that your financials are secured and that you can meet unexpected future bills with a choice of tailored solutions.
Equity release can help fund the support you need to stay in the comfort and familiarity of your own home, so you can maintain your later life independence.
Whether it’s for domiciliary care to help you with everyday tasks, at-home nursing care or live-in home care, find out how later life lending may be able to provide the answer you’re looking for.
Later life equity release plans can help – whether it’s to downsize for accessibility or necessity, securing additional finances to protect your savings or even to buy a second home to add a new dimension to your retirement.
If you are unable to pay for necessary medical expenses, over 55 equity release can help to support your needs to improve your quality of life.
Later life lending solutions can help finance necessary medical treatments – whether it’s private healthcare, medications, or procedures – so you can enjoy life to the full and without waiting list worries.
Paying off debt, such as loans or credit cards, can become a challenge in later life – especially if regular income has been reduced.
Our later life lending advisers will guide you through your options to identify the best solution for you, weighing up whether equity release is appropriate to your circumstances, or whether you might be better adopting an alternative strategy to manage your debt.
We’re members of the Equity Release Council and adhere to the most up-to-date regulations and ethics of equity release. Our specialist advisers will only recommend a plan when we are absolutely convinced it’s in your best interests.
Have a question about equity release schemes for over 55s? Our experts have the answers to your most common queries.
Contact us
Prefer something physical? We’ve created a guide to help you navigate equity release options. You can view a digital version here.
55Plus is a trading name of Mortgage Salad Ltd which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 566220.
We charge a fee for equity release advice. The precise amount depends upon your circumstances. The maximum fee will be £1,495 payable on completion. We will also be paid commission from the company that lends you money or buys your home.
Registered office: 12 Trinity Close, Tunbridge Wells, TN2 3QP.Registered in England and Wales No. 5941708